Live snapshot of every rating area captured for the estimator. Powered by IBIZDigital.
← Back to estimate| Rating area | State | Plans | Source split | Effective | Carriers | Verification |
|---|---|---|---|---|---|---|
| Maricopa County (Phoenix) AZ-4 |
AZ | 179 | 176 exact 3 official | 2026-03-01 | UnitedHealthcare 96Blue Cross Blue Shield of Arizona 80Cigna 3 | |
| Alameda County (Hayward) CA-6 |
CA | 702 | 702 exact | 2026-09-01 | Anthem Blue Cross 186Blue Shield of California 158Health Net 156CaliforniaChoice 64Covered California 48Kaiser Permanente 44Aetna 30Sutter Health Plus 16 | |
| Los Angeles West (LA County exc. 906-912/915/917/918/935 ZIPs) CA-16 |
CA | 926 | 926 exact | 2026-03-01 | Health Net 244Anthem Blue Cross 220Blue Shield of California 178Aetna 102CaliforniaChoice 82Covered California 56Kaiser Permanente 44 | |
| San Mateo County (Redwood City) CA-8 |
CA | 677 | 677 exact | 2026-01-01 | Blue Shield of California 178Anthem Blue Cross 166Health Net 156CaliforniaChoice 61Covered California 56Kaiser Permanente 44Sutter Health Plus 16 | |
| El Paso (Colorado Springs) CO-2 |
CO | 117 | 117 exact | 2026-07-01 | Anthem BlueCross BlueShield 61Kaiser Permanente 56 | Verified to the cent vs Benefix + Kaiser public sheets |
| Denver MSA CO-3 |
CO | 138 | 135 exact 3 derived | 2026-07-01 | Anthem BlueCross BlueShield 75Kaiser Permanente 63 | Kaiser exact from public sheets; Anthem derived via approved SERFF factors |
| Boulder MSA CO-1 |
CO | 117 | 56 exact 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61Kaiser Permanente 56 | |
| Fort Collins MSA (Larimer) CO-4 |
CO | 95 | 34 exact 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61Kaiser Permanente 34 | |
| Grand Junction MSA (Mesa) CO-5 |
CO | 61 | 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61 | |
| Greeley MSA (Weld) CO-6 |
CO | 95 | 34 exact 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61Kaiser Permanente 34 | |
| Pueblo MSA CO-7 |
CO | 95 | 34 exact 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61Kaiser Permanente 34 | |
| East Non-MSA CO-8 |
CO | 61 | 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61 | |
| West Non-MSA CO-9 |
CO | 61 | 61 derived | 2026-07-01 | Anthem BlueCross BlueShield 61 | |
| District of Columbia (Washington) DC-1 |
DC | 39 | 39 official | 2026-01-01 | Kaiser Permanente 39 | |
| Miami-Dade FL-43 |
FL | 252 | 252 exact | 2026-03-01 | Florida Blue 152UnitedHealthcare 100 | Sample, Benefix exact |
| Broward County (Fort Lauderdale) FL-6 |
FL | 252 | 252 exact | 2026-03-01 | Florida Blue 152UnitedHealthcare 100 | Sample, Benefix exact |
| Palm Beach County (West Palm Beach) FL-50 |
FL | 252 | 252 exact | 2026-01-01 | Florida Blue 152UnitedHealthcare 100 | Sample, Benefix exact |
| Pasco County (Dade City / New Port Richey) FL-51 |
FL | 229 | 229 exact | 2026-04-01 | Florida Blue 152UnitedHealthcare 77 | Sample, Benefix exact |
| Lee County (Fort Myers) FL-35 |
FL | 252 | 252 exact | 2026-04-01 | Florida Blue 152UnitedHealthcare 100 | Sample, Benefix exact |
| Brevard County (Titusville) FL-5 |
FL | 325 | 325 exact | 2026-05-01 | Florida Blue 130Florida Health Care Plans 118UnitedHealthcare 77 | Sample, Benefix exact |
| Atlanta metro (Fulton + 20 counties, Kaiser service area) GA-3 |
GA | 78 | 78 official | 2026-01-01, 2026-07-01 | Kaiser Permanente 78 | |
| Statewide - all 5 counties (Honolulu) HI-1 |
HI | 48 | 48 official | 2026-01-01, 2026-07-01 | Kaiser Permanente 48 | |
| Cook County (Chicago) IL-1 |
IL | 143 | 143 official | 2026-01-01 | BlueCross BlueShield of Illinois 62UnitedHealthcare Insurance Company of Illinois 58UnitedHealthcare of Illinois, Inc. 23 | |
| Lake + McHenry (Waukegan) IL-2 |
IL | 143 | 143 official | 2026-01-01 | BlueCross BlueShield of Illinois 62UnitedHealthcare Insurance Company of Illinois 58UnitedHealthcare of Illinois, Inc. 23 | |
| DuPage + Kane (Wheaton) IL-3 |
IL | 143 | 143 official | 2026-01-01 | BlueCross BlueShield of Illinois 62UnitedHealthcare Insurance Company of Illinois 58UnitedHealthcare of Illinois, Inc. 23 | |
| Will + Grundy + Kankakee + Kendall (Joliet) IL-4 |
IL | 143 | 143 official | 2026-01-01 | BlueCross BlueShield of Illinois 62UnitedHealthcare Insurance Company of Illinois 58UnitedHealthcare of Illinois, Inc. 23 | |
| Winnebago + NW counties (Rockford) IL-5 |
IL | 177 | 177 official | 2026-01-01 | UnitedHealthcare Insurance Company of Illinois 79BlueCross BlueShield of Illinois 62UnitedHealthcare of Illinois, Inc. 23MercyCare HMO, Inc. 7UnitedHealthcare Insurance Company of the River Valley 6 | |
| Rock Island + W counties (Quad Cities) IL-6 |
IL | 82 | 82 official | 2026-01-01 | BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of Illinois 21UnitedHealthcare Insurance Company of the River Valley 6UnitedHealthcare Plan of the River Valley, Inc. 2 | |
| Peoria + central counties IL-7 |
IL | 149 | 149 official | 2026-01-01 | UnitedHealthcare Insurance Company of Illinois 79BlueCross BlueShield of Illinois 62UnitedHealthcare Insurance Company of the River Valley 6UnitedHealthcare Plan of the River Valley, Inc. 2 | |
| McLean + Livingston + DeWitt (Bloomington) IL-8 |
IL | 82 | 82 official | 2026-01-01 | BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of Illinois 21UnitedHealthcare Insurance Company of the River Valley 6UnitedHealthcare Plan of the River Valley, Inc. 2 | |
| Champaign + E counties (Urbana) IL-9 |
IL | 188 | 188 official | 2026-01-01 | UnitedHealthcare Insurance Company of Illinois 129BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of the River Valley 6 | |
| Sangamon + Macon + W central (Springfield) IL-10 |
IL | 130 | 130 official | 2026-01-01 | UnitedHealthcare Insurance Company of Illinois 71BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of the River Valley 6 | |
| Clinton + S central counties (Carlyle) IL-11 |
IL | 103 | 103 official | 2026-01-01 | BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of Illinois 50 | |
| Madison + Monroe + St. Clair (Belleville) IL-12 |
IL | 103 | 103 official | 2026-01-01 | BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of Illinois 50 | |
| Jackson + southern counties (Murphysboro) IL-13 |
IL | 103 | 103 official | 2026-01-01 | BlueCross BlueShield of Illinois 53UnitedHealthcare Insurance Company of Illinois 50 | |
| Jefferson County (Louisville) KY-3 |
KY | 91 | 91 exact | 2026-12-01 | Anthem BlueCross BlueShield 91 | |
| Baltimore City + metro counties (Baltimore) MD-1 |
MD | 47 | 47 official | 2026-01-01 | Kaiser Permanente 47 | |
| Southern MD + Eastern Shore (La Plata) MD-2 |
MD | 47 | 47 official | 2026-01-01 | Kaiser Permanente 47 | |
| Montgomery + Prince George's (Rockville) MD-3 |
MD | 47 | 47 official | 2026-01-01 | Kaiser Permanente 47 | |
| Western MD counties (Frederick) MD-4 |
MD | 47 | 47 official | 2026-01-01 | Kaiser Permanente 47 | |
| Wayne + Monroe (Detroit) MI-1 |
MI | 1,042 | 1,042 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 50 | |
| Oakland + Macomb (Pontiac) MI-2 |
MI | 1,042 | 1,042 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 50 | |
| St. Clair County (Port Huron) MI-3 |
MI | 1,028 | 1,028 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Washtenaw + Livingston + Lenawee (Ann Arbor) MI-4 |
MI | 1,042 | 1,042 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 50 | |
| Genesee + Lapeer + Shiawassee (Flint) MI-5 |
MI | 1,018 | 1,018 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 50 | |
| Huron + Sanilac + Tuscola (Caro) MI-6 |
MI | 782 | 782 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 324Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Ingham + mid-MI counties (Mason) MI-7 |
MI | 1,018 | 1,018 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 50 | |
| Saginaw + Bay + Arenac + Gratiot (Saginaw) MI-8 |
MI | 1,004 | 1,004 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Berrien + SW counties (St. Joseph) MI-9 |
MI | 968 | 968 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56 | |
| Kalamazoo + Calhoun + Branch (Kalamazoo) MI-10 |
MI | 1,004 | 1,004 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Allegan + Barry (Allegan) MI-11 |
MI | 1,028 | 1,028 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Kent + W Michigan counties (Grand Rapids) MI-12 |
MI | 1,028 | 1,028 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 128Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Midland + Isabella + Clare + Gladwin (Midland) MI-13 |
MI | 782 | 782 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 324Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Grand Traverse + NW counties (Traverse City) MI-14 |
MI | 1,004 | 1,004 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 546Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Alpena + NE counties (Alpena) MI-15 |
MI | 782 | 782 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 324Blue Cross Blue Shield of Michigan 198Priority Health 104Alliance Health and Life Insurance Company 64UnitedHealthcare Insurance Company 56Health Alliance Plan of Michigan 36 | |
| Upper Peninsula (Marquette) MI-16 |
MI | 578 | 578 official | 2026-01-01, 2026-07-01 | Blue Care Network of Michigan 324Blue Cross Blue Shield of Michigan 198UnitedHealthcare Insurance Company 56 | |
| Monmouth County (Freehold) NJ-1 |
NJ | 98 | 98 exact | 2026-07-01 | AmeriHealth New Jersey 46Horizon 26UnitedHealthcare Oxford 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| North NJ: Essex, Hudson, Union NJ-A |
NJ | 121 | 121 exact | 2026-07-01 | UnitedHealthcare Oxford 49AmeriHealth New Jersey 46Horizon 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| North NJ: Bergen, Passaic NJ-B |
NJ | 98 | 72 exact 26 derived | 2026-07-01 | AmeriHealth New Jersey 46Horizon 26UnitedHealthcare Oxford 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| Central NJ: Hunterdon, Middlesex, Somerset NJ-D |
NJ | 98 | 72 exact 26 derived | 2026-07-01 | AmeriHealth New Jersey 46Horizon 26UnitedHealthcare Oxford 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| South NJ: Burlington, Camden, Mercer NJ-E |
NJ | 98 | 72 exact 26 derived | 2026-07-01 | AmeriHealth New Jersey 46Horizon 26UnitedHealthcare Oxford 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| Shore NJ: Atlantic, Cape May, Ocean, Salem, Cumberland, Gloucester NJ-F |
NJ | 98 | 72 exact 26 derived | 2026-07-01 | AmeriHealth New Jersey 46Horizon 26UnitedHealthcare Oxford 26 | Verified to the cent vs NJ DOBI charts (98/98) + Benefix group premium $11,829.32 |
| Bernalillo + Sandoval + Torrance + Valencia (Albuquerque) NM-1 |
NM | 139 | 139 official | 2026-01-01 | BlueCross BlueShield of New Mexico 52UnitedHealthcare Insurance Company 33UnitedHealthcare of New Mexico 33Presbyterian Health Plan 14Presbyterian Insurance Company 7 | |
| San Juan County (Aztec / Farmington) NM-2 |
NM | 132 | 132 official | 2026-01-01 | BlueCross BlueShield of New Mexico 52UnitedHealthcare Insurance Company 33UnitedHealthcare of New Mexico 33Presbyterian Health Plan 7Presbyterian Insurance Company 7 | |
| Dona Ana County (Las Cruces) NM-3 |
NM | 132 | 132 official | 2026-01-01 | BlueCross BlueShield of New Mexico 52UnitedHealthcare Insurance Company 33UnitedHealthcare of New Mexico 33Presbyterian Health Plan 7Presbyterian Insurance Company 7 | |
| Santa Fe County NM-4 |
NM | 139 | 139 official | 2026-01-01 | BlueCross BlueShield of New Mexico 52UnitedHealthcare Insurance Company 33UnitedHealthcare of New Mexico 33Presbyterian Health Plan 14Presbyterian Insurance Company 7 | |
| Rest of State (Roswell / Chaves + 23 counties) NM-5 |
NM | 132 | 132 official | 2026-01-01 | BlueCross BlueShield of New Mexico 52UnitedHealthcare Insurance Company 33UnitedHealthcare of New Mexico 33Presbyterian Health Plan 7Presbyterian Insurance Company 7 | |
| Clark County (Las Vegas) NV-1 |
NV | 97 | 97 exact | 2026-08-01 | Anthem BlueCross BlueShield 54Prominence Health Plan 33Select Health 10 | |
| New York City (Manhattan) NY-4 |
NY | 475 | 475 exact | 2026-07-01 | Anthem Blue Cross and Blue Shield 242UnitedHealthcare Oxford 168HealthPass 47EmblemHealth 14MVP 4 | Verified to the cent vs NY DFS approved filings (428/428) |
| Albany / Capital District NY-1 |
NY | 701 | 409 exact 292 official | 2026-07-01 | Anthem Blue Cross and Blue Shield 164MVP 140CDPHP UBI 128Highmark Western and Northeastern NY 100CDPHP 64Excellus 48UnitedHealthcare 43EmblemHealth 14 | Verified to the cent vs NY DFS approved filings (428/428) |
| Buffalo / Western NY NY-2 |
NY | 543 | 183 exact 360 official | 2026-07-01 | Independent Health 208Highmark Western and Northeastern NY 152MVP 140UnitedHealthcare 43 | Verified to the cent vs NY DFS approved filings (428/428) |
| Mid-Hudson NY-3 |
NY | 773 | 581 exact 192 official | 2026-07-01 | Anthem Blue Cross and Blue Shield 168UnitedHealthcare Oxford 168MVP 140CDPHP UBI 128CDPHP 64Excellus 48UnitedHealthcare 43EmblemHealth 14 | Verified to the cent vs NY DFS approved filings (428/428) |
| Rochester NY-5 |
NY | 231 | 231 exact | 2026-07-01 | MVP 140Excellus 48UnitedHealthcare 43 | Verified to the cent vs NY DFS approved filings (428/428) |
| Syracuse / Southern Tier NY-6 |
NY | 437 | 245 exact 192 official | 2026-07-01 | MVP 140CDPHP UBI 128CDPHP 64Excellus 48UnitedHealthcare 43EmblemHealth 14 | Verified to the cent vs NY DFS approved filings (428/428) |
| Utica / North Country NY-7 |
NY | 537 | 245 exact 292 official | 2026-07-01 | MVP 140CDPHP UBI 128Highmark Western and Northeastern NY 100CDPHP 64Excellus 48UnitedHealthcare 43EmblemHealth 14 | Verified to the cent vs NY DFS approved filings (428/428) |
| Long Island NY-8 |
NY | 508 | 508 exact | 2026-07-01 | Anthem Blue Cross and Blue Shield 242UnitedHealthcare Oxford 168MVP 84EmblemHealth 14 | Verified to the cent vs NY DFS approved filings (428/428) |
| Cuyahoga County (Cleveland) OH-11 |
OH | 83 | 83 exact | 2026-01-01 | Anthem BlueCross BlueShield 38Medical Mutual 24UnitedHealthcare 21 | |
| Williams County (Bryan/Edon) OH-1 |
OH | 75 | 75 exact | 2026-04-01 | Anthem BlueCross BlueShield 38UnitedHealthcare 21Medical Mutual 16 | |
| Philadelphia County PA-8 |
PA | 87 | 87 exact | 2026-08-01 | Independence 40UnitedHealthcare 29Highmark Southeastern PA 18 | |
| Jasper County (Ridgeland/Hardeeville) SC-27 |
SC | 36 | 36 exact | 2026-09-01 | BlueChoice HealthPlan of South Carolina 36 | |
| Shelby County (Memphis) TN-6 |
TN | 93 | 93 exact | 2026-09-01 | UnitedHealthcare 93 | |
| Northern Virginia (Fairfax) VA-10 |
VA | 48 | 48 official | 2026-01-01 | Kaiser Permanente 48 | |
| Rural Virginia counties (Orange) VA-12 |
VA | 48 | 48 official | 2026-01-01 | Kaiser Permanente 48 | |
| Richmond metro, Kaiser corridor edge (Ruther Glen) VA-7 |
VA | 48 | 48 official | 2026-01-01 | Kaiser Permanente 48 | |
| King County (Seattle) WA-1 |
WA | 31 | 31 official | 2026-07-01 | Kaiser Permanente 31 | |
| Kitsap + W WA coastal counties (Port Orchard) WA-2 |
WA | 31 | 31 official | 2026-07-01 | Kaiser Permanente 31 | |
| Spokane + NE counties (Spokane) WA-4 |
WA | 31 | 31 official | 2026-07-01 | Kaiser Permanente 31 | |
| Pierce + Thurston + Mason (Tacoma) WA-5 |
WA | 31 | 31 official | 2026-07-01 | Kaiser Permanente 31 | |
| Yakima + Benton + Franklin + Kittitas (Yakima) WA-6 |
WA | 27 | 27 official | 2026-07-01 | Kaiser Permanente 27 | |
| Snohomish + NW counties (Everett) WA-8 |
WA | 31 | 31 official | 2026-07-01 | Kaiser Permanente 31 | |
| Walla Walla + SE counties (Walla Walla) WA-9 |
WA | 27 | 27 official | 2026-07-01 | Kaiser Permanente 27 | |
| Clark County, KFHP Northwest (Vancouver) WA-3 |
WA | 62 | 62 official | 2026-07-01 | Kaiser Permanente 62 | |
| Raleigh County (Beckley) WV-4 |
WV | 21 | 21 exact | 2026-07-01 | Highmark West Virginia 21 |